David E. Conn, CIC

Dave is a life-long resident of the Tawas Area. His father joined Tri-County Agency in 1958 and he grew up in the family business. His career in the business began in 1978 as a summer time employee. He started full time in 1981 and became owner and principal in 1993. Dave utilizes many insurance companies to develop appropriate coverage tailored to each client’s individual needs. As a licensed Property & Casualty and Life & Health Agent with a Certified Insurance Counselor Designation, he is able to service small to medium commercial and personal lines accounts. He takes pride in representing his clients with honesty and integrity.

Dave and Cindy were married in 1983. They have two fantastic children who successfully graduated from college and have careers outside of the insurance business.



Cliff Miller, CIC

Cliff C. Miller, CIC has been a licensed property & casualty insurance agent with Tri-County Agency since 2011. He is a graduate of Northwood University with a Bachelor's of Business Administration. He currently maintains one of the industry's leading designations, the Certified Insurance Counselor (CIC) designation. Cliff started his career as a commercial underwriter for The Hanover Insurance Group in 2007 where he was responsible for commercial accounts generating annual premiums of $50,000 and above. His expertise in the insurance business is a focus on commercial organizations generating annual revenues for $500,000 and above.




Judy Quarters, CIC

Judy has had the good fortune of working for Tri-County Agency, Inc. since 1977. She was born and raised in Tawas and has loved raising her family, living working and volunteering in this area.

Judy has been a licensed agent since 1983 and currently holds the designation of Certified Insurance Councelor (CIC) and Certified Insurance Service Representative(CISR). Judy's responsibilities include office manager, bookkeeping, marketing, and servicing commercial lines.




Heather Bell, CISR

Heather has grown up, lived and worked in Tawas her entire life. A 2005 graduate from Tawas High School, she started working for Tri-County Agency as a co-op student in 2004. After a year of college in "the big city", she came back to Tawas and started working for Tri-County full time. Heather looks forward to growing her family and living in Tawas for years to come.

Heather attainted her Certified Insurance Service Representative designation in 2007. Heather's role at Tri-County includes everything from policy management to customer service, claims management and even a little computer work.





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