About Us

Tri-County Agency is an independent insurance agency serving Michigan since 1950 and representing several excellent companies to service your insurance needs.

As an Independent Agency, we represent many quality insurance companies. This unique relationship means that your agent can choose from various insurance products to recommend the protection best suited to your needs. Having someone working for you means you can count on personal service and attention. We are capable of providing all lines of insurance needs. for example: home, auto, motorcycle, boat, business, farm and trucking. We represent a variety of highly rated companies and work hard to make sure that each and every client gets the personal attention they deserve and the low price that they desire.

Our Staff

Cliff Miller

Cliff Miller

CIC | Managing Partner

Cliff C. Miller, CIC has been a licensed property & casualty insurance agent with Tri-County Agency since 2011. He is a graduate of Northwood University with a Bachelor’s of Business Administration. He currently maintains one of the industry’s leading designations, the Certified Insurance Counselor (CIC) designation. Cliff started his career as a commercial underwriter for The Hanover Insurance Group in 2007 where he was responsible for commercial accounts generating annual premiums of $50,000 and above. His expertise in the insurance business is a focus on commercial organizations generating annual revenues for $500,000 and above.


David E. Conn

David E. Conn

CIC | Commercial Lines Agent

Dave is a life-long resident of the Tawas Area. His father joined Tri-County Agency in 1958 and he grew up in the family business. His career in the business began in 1978 as a summer time employee. He started full time in 1981 and became owner and principal in 1993. Dave utilizes many insurance companies to develop appropriate coverage tailored to each client’s individual needs. As a licensed Property & Casualty and Life & Health Agent with a Certified Insurance Counselor Designation, he is able to service small to medium commercial and personal lines accounts. He takes pride in representing his clients with honesty and integrity.

Dave and Cindy were married in 1983. They have two fantastic children who successfully graduated from college and have careers outside of the insurance business.


Judy Quarters

Judy Quarters

CIC | Office Manager

Judy has had the good fortune of working for Tri-County Agency, Inc. since 1977. She was born and raised in Tawas and has loved raising her family, living working and volunteering in this area.

Judy has been a licensed agent since 1983 and currently holds the designation of Certified Insurance Councelor (CIC) and Certified Insurance Service Representative(CISR). Judy’s responsibilities include office manager, bookkeeping, marketing, and servicing commercial lines.


Heather Belanger

Operations Manager

Heather has grown up, lived, worked and played in Tawas her entire life. A 2005 graduate from Tawas High School, she started working for Tri-County Agency as a co-op student in 2004 where she fell in love with insurance and has found a home within the industry ever since.

Heather attained her Certified Insurance Service Representative designation in 2007, after which she went on to get her license to service the Agency’s Personal Lines book. Most recently she has changed her focus and is now serving as the Commercial Lines Account Manager.

In her spare time, Heather enjoys being a “sports mom” and can be found cheering her kids on at many events, shuffling practice schedules and volunteering in many organizations within our community.


Craig Harrison

Craig Harrison

Life and Health Product Specialist

Craig Harrison has been in the health, life and annuity industry since graduating from Central Michigan University in 1987. He is licensed with multiple different companies as an independent agent. He currently resides in the Auburn area with is wife, Carol, and two children, Brendan and Morgan. In his spare time, he enjoys hunting, fishing, playing softball, gardening and camping.


Lindsey Martin

Lindsey Martin

Personal Lines Account Executive

Lindsey joined the Personal Insurance Division of Tri-County Agency, Inc. in January of 2019 after investing a decade in the banking industry as a mortgage underwriter.  Lindsey’s strength is in taking care of clients; she prides herself on providing a world-class customer experience.  Lindsey works primarily in our Tawas office and looks forward to a lifelong career at Tri-County Agency.

Lindsey was born in Tawas and graduated from Saginaw Valley State University.  She and her husband have two beautiful children.  In her spare time, Lindsey enjoys running along beautiful Tawas Bay, taking her kids to the local parks, and remodeling her home with her husband.


Kyle Stonehouse

Kyle Stonehouse

Personal Lines Agent

Kyle joined the Personal Insurance Division of Tri-County Agency, Inc. in January of 2018 after investing a decade in retail auto sales.  Kyle’s strength is in his knowledge of protecting personal assets.  Kyle works primarily in our Grayling office and is heavily involved in various community organizations in Crawford County.  He is an active board member of the Grayling Youth Booster Club, the Crawford County Community Foundation, and the Michigan Canoe Racing Association (MCRA).

Kyle is a competitor in many regards.  He strives to earn the trust of our clients through hard-work and thoughtful consideration.  He is also an avid paddler that has completed the AuSable River Canoe Marathon five times.


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